• Midwest Bank Reward Checking Account
• Midwest Checking
• Midwest Interest Checking
• Midwest Advantage Checking
• Midwest Advantage Plus Checking

Midwest Bank Reward Checking Account

• $100 Minimum Opening Deposit Required
• Set up one Direct Deposit
• Receive your monthly statement electronically
• Minimum of 10 Point of Sale transactions posting per statement cycle

• Unlimited Free Midwest Bank Checks (Duplicate or Non-Duplicate)
• Free Shazam Cash & Check Card
• Free Net-Banking and Bill Pay
• Automatic refund of foreign ATM surcharges (must meet Reward Checking requirements)

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate at any time. If the Reward Checking requirements are not met, a base interest rate of .20% with an annual percentage yield of .20% will be paid on the entire balance in the account. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded daily and will be credited monthly to the account.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principle in the account each day.

Limitations: You must deposit $100.00 to open this account. To receive the higher rate of interest and to receive automatic refund of foreign ATM surcharges, you must meet the Reward Checking Requirements on a monthly basis. If the Reward Checking Requirements are not met, the current Reward Checking base rate will be credited to your account.

For current Midwest Bank Reward Checking rate info please click here.

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Midwest Checking

• $100.00 opening deposit required.
• No monthly service charge.
• No minimum balance required.
• No ‘per check’ charge.
• Monthly itemized statement.
• First order of “Midwest (MB) Bank” checks free.
  (Duplicate or non-duplicate).
• Free check safekeeping. Check imaging $3.00 per month.
• Free "Shazam" ATM card. 
• "Shazam" Photo Debit & "Shazam" Debit card $1.50 per month. (If you use your card three (3) or more times as a Point of Sale (POS) transaction in one calendar month, the fee will be waived).

If account is closed within 90 days of account opening, a $25.00 closing fee applies.

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Midwest Interest Checking

• $500.00 opening deposit required.
• $5.00 monthly service charge if daily available balance drops below $500.00.
• Interest paid using daily balance method on collected funds in the account.
• Tiered interest rates.
• Interest compounded monthly.
• First order of “Midwest (MB) Bank” checks free.
  (Duplicate or non-duplicate).
• Free check safekeeping. Check imaging $3.00 per month.
• Free "Shazam" ATM card. 
• "Shazam" Photo Debit & "Shazam" Debit card$1.50 per month. (If you use your card three (3) or more times as a Point of Sale (POS) transaction in one calendar month, the fee will be waived).

If account is closed within 90 days of account opening, a $25.00 closing fee applies.

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Midwest Advantage Checking

• $100.00 opening deposit required.
• $7.00 monthly service charge.
• No ‘per check’ charge.
• Interest paid using daily balance method on collected funds of $500 or greater.
• Unlimited free “Midwest (MB) Bank” checks. 
  (Duplicate or non-duplicate).
• Free check safekeeping.
• Monthly itemized statement.
• Free "Shazam" ATM card or "Shazam" Photo Debit & "Shazam" Debit card.
• Free small safe deposit box for the first year. (50% discount on larger boxes for the first year, upon availability).
• “Accidental Death & Dismemberment Insurance*.”
• Free travelers checks, cashiers checks, and money orders.
• Credit card protection service.
• Free notary service.
• Free photocopies. (Limit of 10 copies per month).
• Discount travel services.
• Hotel & motel discounts.
• Discount pharmacy products.
• Everyday Rebate Reward. 
• Sojourns Magazine Subscription.
• Discount Shopping Service.
• Grocery Coupon Service.
• Discount Movie Theater Tickets.

If account is closed within 90 days of account opening, a $25.00 closing fee applies.

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Midwest Advantage Plus Checking

• Age 55 or better.
• $100.00 opening deposit required.
• $4.00 monthly service charge.
• No ‘per check’ charge.
• Interest paid on daily available balance of $500.00 or greater.
• Unlimited free “Midwest (MB) Bank” checks. 
  (Duplicate or non-duplicate).
• Free check safekeeping.
• Monthly itemized statement.
• Free "Shazam" ATM card or "Shazam" Photo Debit & "Shazam" Debit card.
• Free small safe deposit box for the first year. (50% discount on larger boxes for the first year, upon availability).
• “Accidental Death & Dismemberment Insurance*.”
• Free travelers checks, cashiers checks, and money orders.
• Credit card protection service.
• Free notary service.
• Free photocopies. (Limit of 10 copies per month).
• Discount hotel savings book.
• Discount medical ID kits.
• Discount pharmacy products.
• Everyday Rebate Reward.
• Sojourns Magazine Subscription.
• Discount Shopping Service.
• Grocery Coupon Service.
• Discount Movie Theater Tickets.
• Eye Care Plan of America.
• Discount Travel Services.

If account is closed within 90 days of account opening, a $25.00 closing fee applies.

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