Summary

At Midwest Bank our industry leading consumer credit card products offer competitive pricing combined with a full range of reward options — making it easy to select and apply for the card that meets your needs.

Apply online or contact any Midwest Bank location and a banker will assist you with questions or in completing a consumer credit card application. Elan Financial Services is the creditor, issuer and service provider, pursuant to a license from Visa® U.S.A. Inc. for all Midwest Bank's credit cards.

Credit Card Details:

Visa® Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically*
  • No caps or limits on points earned
  • $25 cash back with your first purchase

Visa® Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically**
  • No caps or limits on points earned
  • $50 cash back with your first purchase
  • $50 annual fee

Visa® Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

Visa® College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Competitive rates and manageable credit lines

Visa® Secured Card

  • Improve your credit ***
  • $35 annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000

If you have questions about your existing consumer credit card, please call Elan Consumer Cardmember Service, 24 hours a day, 7 days a week at 1-800-558-3424. For online services such as viewing current balances, paying a bill or setting up auto-pay, visit Credit Card Account Access.


* The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)


** The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)


*** Late payments and going over the credit limit may damage your credit history