NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

Our Privacy Commitment to You

This is our privacy notice for our customers. In order to understand what this notice tells you, we first will define some terms. We, our, and us mean Midwest Bank. You, and your mean the following types of customers:

All of our customers who have a continuing relationship with us such as:

• Deposit Account Holders
• Loan Account Holders
• Safe Deposit Box Renters
• Retail Installment Contract Customers Where we Hold and Service the Contract
• All Former Customers

All Former Customers

We will tell you the sources for nonpublic personal information we collect about our customers. We will also tell you what measures we take to secure that information.

Some additional terms we define:

Nonpublic personal information: This means information about you that we collect in providing a financial product or service to you. Nonpublic information does not include information that is available from public sources such as telephone directories or government records.

An affiliate is a company that we own or control, a company that owns and controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to exercise control.

A nonaffiliated third party is a company that is not an affiliate of ours.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency

Nonpublic Personal Information We Disclose

We do not disclose nor do we reserve the right to disclose, any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law. If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices described in this notice.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies.  Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at one of the following addresses: 

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