Borrow only what you need when you need it with a line of credit that’s backed by your home's equity. It’s flexible, affordable, and efficient financing.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Turn the equity in your home into ongoing, affordable financing
  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more
  • The existing equity in your home is used as collateral backing
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Funds easily available via in-person or phone transfers to a specified Midwest Bank checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Read important S.A.F.E. Act Information.


*Consult a tax advisor.

The seasons may change up here, but our top-notch service never will.

See for yourself