What is Identity Theft?

Identity theft occurs when someone uses your name, address, social security number, bank or credit card account numbers, passwords, or other personal information without your knowledge to commit fraud or other crimes. While online banking and e-commerce are very safe with built-in security features for your protection, to avoid identity theft you should always be careful about responding to unsolicited requests for your personal financial information via the Internet, email, phone or mail.

Help Prevent Identity Theft — Some simple tips to help protect yourself

  • Monitor your accounts regularly and report suspicious activity
  • Keep us informed of travel and current contact information
  • Review your credit report annually
  • Protect your numbers like your social security number, driver’s license, credit cards, passwords, and PIN numbers
  • Secure your mail — Take outgoing mail to the post office collection boxes or post office and promptly remove mail from your mailbox.
  • Shred it — any items with personal information that you wish to discard
  • Be safe online — See our Fighting Internet Fraud page for more info


This information is offered up for the general guidance and is not intended as, nor should it be construed as legal, financial or other professional advice. Please consult with your attorney or financial advisor to discuss any legal or financial issues on this topic.

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