The simpler, the better. Get just the checking essentials like no monthly charges, no minimum balance requirements, and free online banking.

Key Features

  • Online Banking
  • No Minimum Balance Requirements
  • Debit Card
  • Straightforward checking for your busy lifestyle
  • Get refunds on ATM fees, up to $5 per transaction**
  • No minimum balance requirements
  • No monthly service charges
  • Free first order of Midwest Bank checks or $5 discount on other styles
  • Monthly itemized statement
  • ID Theft Resolution (provided by your local Midwest Bank office)
  • Free digital banking services, including
    • Free online banking and bill pay; however, fees may apply to bill pay overnight check deliveries and Popmoney
    • Free mobile banking with mobile deposit
    • Free E-Statements
  • ATM & debit card
  • $100 minimum deposit to open

**Refund fees up to $5/transaction with original receipt brought to any Midwest Bank office within 60 days of the transaction.

The seasons may change up here, but our top-notch service never will.

See for yourself