Our credit cards include more benefits than just convenience. Cash back, rewards points, credit building — there’s a card here for nearly any need.

Key Features

  • Competitive Rates
  • Anytime Funds

Visa® Platinum Card

  • Our BEST introductory offer
  • Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card

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Visa® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)1
  • Earn 2,500 bonus rewards points after your first purchase2
  • No limit on the total cash back you can earn, and you have five years to redeem for rewards
  • 50% more points available

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Premier Rewards American Express Card

  • Earn up to 4 points for every $1 spent on eligible net restaurant purchases3, 3 points for every $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas purchases and 1 point for every $1 spent on all other eligible net purchases
  • Earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months4

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Cash Rewards American Express® Card

  • Earn cash back every time you use your card: 3% on the first $6,000 in eligible net purchases made each year at gas stations
  • Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases
  • $25 cash back after your first purchase
  • Includes travel rewards

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Visa® College Real Rewards Card

  • Earn 1.5 points monthly for every dollar you spend on eligible net purchases5
  • No cap or limit points you can earn, plus five years to redeem points for rewards6
  • 2,500 bonus rewards points awarded after first purchase7

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Secured Visa® Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • If you need to improve or re-establish your credit history8, here's a great way to begin that process

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If you have questions about your existing consumer credit card, please call Elan Consumer Cardmember Service, 24 hours a day, 7 days a week at 1-800-558-3424. For online services such as viewing current balances, paying a bill or setting up auto-pay, visit Credit Card Account Access.

1You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).

2Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.

3Premier Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant.

4Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. If you're approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

5You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).

6The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

7Rewards points can be redeemed as a cash deposit to a checking or savings account with this Finacial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.

8Late payments and going over the credit limit may damage your credit history.

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