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Midwest Rewards Checking:

*Rate and Limitation Information: Earn up to 2.53% Annual Percentage Yield (APY) on balances between one penny and $25,000, and balances over $25,000 earn 0.30% APY on the portion of balance above $25,000 resulting in a range of 2.53% to 0.85% APY depending on the balance. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive automatic ATM fee refunds for that time period. In this instance you may still receive your ATM fee refunds by bringing your receipts into any Midwest Bank branch within 60 days of transaction. ATM fee refunds up to $4.99 per item. ATM transactions do not count towards qualifying debit card purchases. Rates as of June 1, 2023. We may change the interest rate and APY at any time after the account is opened. Available to Personal Accounts only. Limit one account per Social Security number. No monthly service charge.

**If an active online banking is not maintained, electronic statements will be disabled and a paper statement will be mailed. Therefore, you will not meet this qualification and will not receive the higher interest rate even if other qualifications have been met.

***Midwest Bank provides online and mobile banking access for free; however, wireless carriers may charge for data usage.  Please contact your wireless carrier for information.

Midwest Checking:

**Refund fees up to $5/transaction with original receipt brought to any Midwest Bank office within 60 days of the transaction.

***Midwest Bank provides online and mobile banking access for free; however, wireless carriers may charge for data usage.  Please contact your wireless carrier for information.

Midwest Interest Checking:

**Refund fees up to $5/transaction with original receipt brought to any Midwest Bank office within 60 days of the transaction.

***Midwest Bank provides online and mobile banking access for free; however, wireless carriers may charge for data usage.  Please contact your wireless carrier for information.

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