A great return is a sure thing with one of our CDs. Simply select a term and guarantee yourself a payoff that’s better than standard savings.


Great Rates.  Earn More Faster.  | Click here for our Competitive Rates!


11 MONTH - 5.10% APY*

17 MONTH - 4.81% APY*


*Annual Percentage Yield (APY) is accurate as of 1/12/2024. Minimum deposit to open and obtain APY is $500.00.  A penalty may be imposed for early withdrawal.  Upon maturity, if not cashed in your 11 Month CD Special will automaticaly renew for 182 day term at the 182 day rate at that time.  Upon maturity, if not cashed in your 17 Month CD Special will automatically renew for 12 months at the 12 month rate at that time.



  • Fixed rates, higher than standard savings
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 91 days to 60 months)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • Interest above standard savings, which may compare favorably with other investment alternatives*
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by Midwest Bank:
    • One interest rate
    • One regular statement
    • One year-end tax form (individuals only)
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community

*Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us.The agreement contains important information and conditions regarding the placement of funds by us. CDARS (Certificate of Deposit Account Registry Service) is a registered service mark of IntraFi® NetworkSM

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