What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that's right for you! All of our credit products come with a variety of important features including EMV smart chip technology.

Apply online or contact any Midwest Bank location and a banker will assist you with questions or in completing a consumer credit card application. Elan Financial Services is the creditor, issuer and service provider, pursuant to a license from Visa® U.S.A. Inc. for all Midwest Bank's credit cards.

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If you have questions about your existing consumer credit card, please call Elan Consumer Cardmember Service, 24 hours a day, 7 days a week at 1-800-558-3424. For online services such as viewing current balances, paying a bill or setting up auto-pay, visit Credit Card Account Access.

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).

2 Late payments and going over the credit limit may damage your credit history.

  • Visa® Platinum Card

    • Our BEST introductory offer
    • Save on interest and pay down your other credit card balances faster
  • Visa® Bonus Rewards Card

    • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically 1
    • $25 cash back after your first purchase
  • Cash Rewards American Express® Card

    • Earn up to 3% cash back on gas
    • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
    • $25 cash back after your first purchase
  • Secured Visa® Card

    • For someone starting a credit history or for someone who has been turned down for a credit card